How to Submit a Project Report to a Bank in 2025

How to Submit a Project Report to a Bank in 2025: Step-by-Step Guide for Entrepreneurs and Startups

This blog explains how to correctly create and submit a detailed feasibility report, project report for business, or startup pitch deck to a bank in 2025, enhancing your chances of loan approval or funding. 

In 2025, obtaining a company loan or finance from a financial institution will require more than just a strong idea; you must also provide a competent and bankable project report. Banks now want extensive, well-researched documentation from startups seeking Startup India registration, MSMEs preparing a business project report, and those looking for funding under the National Livestock Mission.

 What is a Bankable Project Report?

A bankable project report is a professionally written business document that establishes the financial, technical, and market viability of your business concept. It is more than simply a formality; it represents your business plan to the financial world. It must be factual, realistic, and by the lender’s or scheme’s standards.

This document, whether it’s a business project report, a startup pitch deck, or a full feasibility assessment, is critical to financing decisions.

 Types of Project Reports in 2025

Before we jump into submission, here are the key types of reports you may need:

  • Bankable Project Report: Required by banks to sanction business or term loans.
  • NLM Project Report: Used for loans under the National Livestock Mission for animal husbandry businesses.
  • Detailed Feasibility Report: A deep-dive document covering market, financial, technical, and operational feasibility.
  • Project Report for Business: A general business proposal for expansion, machinery loans, or working capital.
  • Pitch Deck for Startup: A visual business presentation used in Startup India pitches or venture capital meetings.
  • Startup India Registration Documents: Required when applying under DPIIT’s Startup India scheme.

Step-by-Step Guide to Submit Your Project Report to the Bank in 2025

1. Prepare the Bankable Project Report

Your bankable project report must be detailed, structured, and data-backed. It should include:

  • Executive summary
  • Business model and objective
  • Promoter background
  • Market analysis
  • Financial projections (Profit & Loss, Balance Sheet, Cash Flow)
  • Cost of the project & means of finance
  • SWOT analysis
  • Repayment plan

For schemes like NLM, your NLM project report should align with livestock sector guidelines, veterinary support plans, and the viability of the farming unit.

2. Include a Detailed Feasibility Report

A detailed feasibility report is often mandatory for high-value loan proposals. This report must include:

  • Market feasibility
  • Technical feasibility
  • Financial viability
  • Legal and regulatory compliance

Submitting a comprehensive, detailed feasibility report along with your project report for business significantly increases the confidence of bank officials and credit officers.

3. Include Supporting Documents

Attach all relevant documents with your bankable project report:

  • KYC of promoter(s)
  • GST certificate
  • Udyam Registration
  • ITRs (Income Tax Returns)
  • Land/Lease ownership proof
  • Quotations for machinery
  • Bank account statement

For Startup India registration, also include your DPIIT certificate, pitch deck, and company incorporation documents.

4. Submit Online or Offline (Depending on Bank)

In 2025, most Indian banks will offer online portals for MSME and startup loan applications:

  • SBI e-Mudra Portal
  • SIDBI Udyami Mitra Portal
  • Startup India Seed Fund Scheme Portal
  • NABARD and NLM portal for rural/agro businesses

You can upload your bankable project report, pitch deck for a startup, or NLM project report directly to the portal. For offline submission:

  • Visit the branch and request the loan application form.
  • Submit two hard copies of the project report for business with all annexures.
  • Get an acknowledgment receipt.

Always keep a soft copy and printout of your detailed feasibility report and bankable documents.

5. Follow Up and Prepare for Queries

Once submitted:

  • Keep track of your application reference number.
  • Be prepared to explain key figures or assumptions in your bankable project report.
  • Modify your pitch deck for a startup if the bank calls for a presentation (especially under Startup India schemes).

In the case of the NLM project report, you may be asked for additional technical or veterinary support documentation—ensure all livestock economics and subsidy details are accurate.

 Tips to Make Your Report Stand Out

  • Repeat essential keywords in your document, like bankable project report, project report for business, and detailed feasibility report, to align with bank software scans.
  • Keep visuals clear in your pitch deck for a startup.
  • Ensure alignment between the figures in the financials and the cost breakdown.
  • Refer to the actual government scheme guidelines for the NLM project report or Startup India registration support.

Final Thoughts:

In 2025, funding success will depend on clarity, preparation, and precision. Every NLM project report, business project report, or startup pitch deck should always include a well-structured bankable project report and a detailed feasibility study. For Startup India registration, submit all needed documentation .