Startup India Scheme: How to Register and Get Funding

Startup India Scheme: How to Register and Get Funding in 2025

The Government of India established the Startup India Scheme in 2016, and it remains one of the most powerful boosters of entrepreneurship in the country. By 2025, the system will offer even more streamlined benefits, such as income tax exemptions, access to government funds, and simplified compliance. To take full use of these benefits, entrepreneurs must complete Startup India Registration and provide well-prepared financial documents, such as a Project Report for Bank Loan, PMEGP Project Report, or Mudra Loan Project Report, depending on the funding source.

This blog outlines the full registration process and how firms can access government-backed funding by submitting documents such as a Detailed Project Report for Bank Loan and a Project Report for Loan.

What is the Startup India scheme?

The Startup India Scheme aims to promote innovation, create jobs, and establish a strong startup ecosystem in India. Eligible firms get perks like:

• 3-year tax holiday under section 80-IAC
  
• Self-certification for labour and environmental laws
  
• Easy access to government tenders
  
• Exemption from angel tax under section 56(2)(viib)
  
• Access to ₹10,000 crore Fund of Funds for Startups (FFS) managed by SIDBI
  

To unlock these, entrepreneurs must go through the Startup India Registration process via startupindia.gov.in.

 How to Register Under Startup India in 2025

Step 1: Incorporate your entity as a Private Limited Company, LLP, or Partnership Firm
Step 2: Create a profile on the Startup India portal
Step 3: Submit your business details along with:

• Certificate of Incorporation
  
• Description of product/service
  
• A solid Project Report for a Loan or Pitch Deck
  
• Proof of concept or early traction (if available)
  

Once approved, your startup will receive a recognition number and become eligible for funding and tax exemptions.

 How to Get Funding Under the Startup India Scheme

Startups can access funding from:

• Venture capital and angel investors
  
• SIDBI Fund of Funds
  
• Government-linked schemes like PMEGP, CMEGP, and MUDRA
  

To apply for these, you’ll need a well-prepared Project Report for Bank Loan and, in some cases, a Detailed Project Report for Bank Loan.

Types of Project Reports for Government Loans

1. Project Report for Bank Loan

This document outlines your business model, market analysis, revenue streams, and financial projections. It helps banks assess the viability of your startup. A strong Project Report for a Bank Loan should include:

• Executive Summary
  
• Financial Plan (profit & loss, cash flow, ROI)
  
• SWOT analysis
  
• Repayment capacity
  

2. PMEGP Project Report

If you’re applying for the Prime Minister’s Employment Generation Programme, this report must align with KVIC guidelines. The PMEGP Project Report includes:

• Project cost breakup
  
• Machinery details
  
• Employment generation estimate
  
• Loan and subsidy computation
  

3. CMEGP Project Report

The Chief Minister’s Employment Generation Programme is state-specific (e.g., Maharashtra). A CMEGP Project Report should justify your project with:

• Capital requirement
  
• Business sustainability
  
• Market demand analysis
  

4. Mudra Loan Project Report

Under Pradhan Mantri Mudra Yojana (PMMY), startups in the micro and small business category can apply for loans up to ₹10 lakh. A Mudra Loan Project Report must be concise and include:

• Nature of business
  
• Revenue estimates
  
• Loan usage plan
  
• Repayment timeline
  

Each Project Report for a Loan is evaluated by financial institutions before disbursing funds. Tailoring them to the scheme’s guidelines improves your chances of approval.

5. Detailed Project Report for Bank Loan

For larger funding requirements, startups must submit a Detailed Project Report for a Bank Loan. It goes deeper into:

• Technical and operational feasibility
  
• Five-year financial projections
  
• Regulatory compliance
  
• Risk and mitigation strategies
  

This detailed project report for bank loans is particularly important for venture-backed startups or capital-intensive industries like manufacturing and agri-tech.

 Final Thoughts

In 2025, the Startup India Scheme is still an effective launchpad for budding enterprises. However, while the strategy makes it easier to get money, businesses must produce convincing and accurate documentation. Your reports, whether PMEGP, CMEGP, Mudra Loan, or Bank Loan, must be professionally prepared and financially sound.

To maximise their chances, firms should invest time in creating a strong Project Report for a Loan and a Detailed Project Report for a Bank Loan before approaching financial institutions.

Need help with these reports? Numerous platforms, including Finaxis and government-authorized professionals, can help you create scheme-compliant project reports that are tailored to your startup’s strategy.