Sharda Associates has developed over 45,500 CA-certified project reports to assist businesses across India in obtaining bank loans, project finance, MSME funding, and government plan approvals through strong financial documentation. Our team creates bank-ready feasibility reports, DPRs, TEV reports, and CMA data that match lender requirements for schemes such as PMEGP, CMEGP, and NLM.

If you intend to start a new firm through the PMEGP program (Prime Minister’s Employment Generation Programme), you must first prepare a complete Feasibility Project Report before proceeding with your bank loan application. This document, also known as a TEV Report (Techno-Economic Viability Report) or Bankable Project Report, is used by banks and financial institutions to determine whether your planned firm is financially and technically sound enough to be funded.

This tutorial explains what a great PMEGP feasibility report should include and how it differs from a Detailed Project Report (DPR), Pitch Deck, and other business documents.

What is a Feasibility Project Report?

A Feasibility Project Report evaluates a business idea’s market potential, technological soundness, and financial viability. At its foundation, it answers the most important question for a lender: Is this project truly sustainable and bankable?

This document is required anytime you make a proposal for a PMEGP loan, apply for land allotment through an industrial development authority, or seek startup financing. It is similar in purpose to the TEV Report, Bankable Project Report, and DPR, although each has a somewhat different emphasis depending on what the lender or authority is reviewing.

Key Elements of a Feasibility Report for PMEGP

A feasibility report prepared under the PMEGP plan should typically include the following areas:

Your executive summary should begin with a clear project overview, the key business concept, and relevant promoter information. Following that, an industry and market overview section should go over current industry trends, demand-supply analysis, and the competitive landscape you’re entering.

Your business model section should clearly identify your products or services, intended consumer base, and what distinguishes your offering from existing alternatives. The technical feasibility section follows, which includes your business site and land requirements, the machinery and equipment needed, and a detailed explanation of your manufacturing process or service workflow.

Lenders will spend the most time evaluating your application based on its financial feasibility, so this section should include a full project cost breakdown (fixed capital plus working capital), your financing sources (loan amount, promoter’s own contribution, and applicable subsidy), a 3-5 year profit and loss forecast, cash flow and balance sheet projections, a breakeven analysis, and your proposed repayment schedule.

Complete the report with a risk assessment covering operational, financial, and market risks, as well as your mitigation strategies, and a regulatory requirements section that includes Startup India registration (if applicable), environmental clearance, FSSAI, or GST registration as applicable to your business.

Difference Between Feasibility Report, TEV Report, and Bankable Project Report

A Feasibility Report determines whether a business proposal is viable from a market, technological, and financial standpoint. A TEV Report delves deeper, providing in-depth technical and economic research that is generally necessary for high-value loans or industrial-scale projects. A Bankable Project Report is designed specifically for submission to banks and NBFCs, demonstrating that the project is fundable and capable of producing returns.

When applying for loans through PMEGP, NLM (National Livestock Mission), or other government-sponsored programs, all three types are considered.

Related Documents You Should Prepare

Depending on your scenario, you will most likely need a few associated documents in addition to your PMEGP feasibility study. A pitch deck, which is often a 10- to 12-slide visual presentation, is sometimes required for Startup India registration or when pitching investors and accelerators. If you want to increase funds for an existing unit rather than a new one, you’ll require a project report for business expansion. Businesses applying to industrial parks or SEZs must also submit a project report for land allotment that includes land area, utilities needs, and layout. If you’re entering dairy, poultry, or goatery under the National Livestock Mission, a specialized NLM project report is required instead of the usual PMEGP format.

How to Make Your Report Stand Out

Back up your estimates with genuine market research rather than speculation, and be clear about expenditures and revenue rather than rounding generously – ambiguous numbers are one of the quickest ways to lose a loan officer’s trust. When feasible, utilize charts, tables, or basic infographics to make your financial data easier to read. Most crucially, tailor the report to the PMEGP standards explicitly — margin money, subsidy structure, and employment generation targets must all be in line with what the scheme demands, and your final format should match what your bank expects to see.

Why Choose Sharda Associates

• 45,500+ project reports were supplied throughout India, including manufacturing, services, agricultural, energy, and infrastructure sectors.

• Every feasibility report and TEV report is CA-certified and bank-ready, ensuring that it meets the expectations of PMEGP officers and lenders.

• Quick turnaround of 24 to 48 hours ensures that you do not lose momentum on your funding deadline.

• Our pricing starts at ₹2,999, with no hidden extras and a single cost for a full report.

• Deep understanding of PMEGP, CMEGP, NLM, NABARD, and Startup India documentation.

• Even after the report has been provided, we provide post-delivery support for lender queries, modifications, and additional paperwork.

• Industry-specific tailored reports spanning 300+ business sectors, including manufacturing, agriculture, and services.
• A continuously high bank acceptance ratio, as reports are tailored especially to what loan officers are trained to look for.

Frequently Asked Questions

Q1: What is a feasibility project report for PMEGP?

 Banks use it to determine whether a planned PMEGP enterprise is financially, technically, and commercially viable before approving a loan.

Q2: How do feasibility reports differ from TEV reports?

 A TEV report is a more extensive version of a feasibility report that delves deeper into technical and economic analysis. It is usually required for higher-value or industrial-scale loans.

Q3: Do I need a separate feasibility report and DPR for the PMEGP?

 In many situations, the feasibility analysis is integrated directly into the PMEGP DPR rather being created as a distinct document, though banks may require an independent version for larger projects.

Q4: What documents should I include with a PMEGP feasibility report?

 Depending on your situation, you may additionally want a pitch deck for Startup India registration, a project report for business expansion or land allotment, or an NLM project report for livestock-related operations.

Q5: What financial information does a PMEGP feasibility report require?

 It should include a breakdown of project costs, financing sources, a profit and loss estimate for the next 3-5 years, cash flow and balance sheet projections, a breakeven analysis, and repayment plan.

Q6: What does a feasibility report from Sharda Associates cost?

 Sharda Associates provides feasibility reports starting at ₹2,999, with prices according to project complexity and scheme requirements.

Q7: How quickly can I receive a feasibility assessment from Sharda Associates?

 Most feasibility and TEV assessments are delivered within 24 to 48 hours of receiving all project information.