Project Finance Consultants in India
End-to-end project finance support for MSMEs, manufacturers, and infrastructure projects—DPR, CMA data, TEV study, and loan syndication, prepared by practicing Chartered Accountants.
Reports delivered 45,500+
What Is Project Finance Consulting?
Project finance consulting is the process of structuring, documenting, and presenting a project’s funding requirement to banks and financial institutions in a form they can appraise and sanction.
It converts a project idea into a bankable proposal — covering project cost, means of finance, viability, cash flow and repayment capacity — so lenders can assess risk and promoters can move from application to disbursement without repeated back-and-forth.
Project cost & means of finance structured against the lender's own format
Financial projections and DSCR built on realistic, industry-benchmarked numbers
Documentation aligned to what the specific bank or NBFC expects to see
Our Project Finance Services
A complete techno-economic report covering project cost, land, machinery, means of finance and projected financials, formatted to the lender’s requirement.
Credit Monitoring Arrangement data with fund flow, ratio analysis and projections, prepared in the RBI-prescribed format banks expect.
Multi-year P&L, balance sheet and cash flow projections built on realistic assumptions the bank’s credit team will accept.
TEV Study
Techno-Economic Viability study assessing technical feasibility and economic viability for large-ticket or term-loan proposals.
Loan Syndication Support
Coordinating with multiple banks and NBFCs to structure and place the proposal for the best available sanction terms.
Application forms, KYC, collateral papers and annexures compiled and checked against the sanctioning bank’s checklist.
Subsidy & Government Scheme Advisory
Guidance on PMEGP, CGTMSE, state subsidy and interest-subvention schemes that can be layered onto the project’s financing.
Types of Project Finance We Handle
Renewable Energy
Warehousing & Logistics
Education Projects
Infrastructure Projects
MSME Expansion
Types of Project Finance We Handle
SBI
PNB
Bank of Baroda
Canara Bank
Union Bank
SIDBI
NABARD
NBFCs
All Banks
What Is Included in Our Project Finance Consultancy?
Project Cost Estimation
CMA Data
Financial Projections
Cash Flow
Ratio Analysis
Risk Analysis
Means of Finance
DPR
DSCR
Break-even
Documents Required
| DOCUMENT | PURPOSE |
|---|---|
| PAN & Aadhaar of promoters | Identity verification on the loan application |
| Udyam / MSME registration | Confirms enterprise category and scheme eligibility |
| Incorporation certificate or partnership deed | Establishes the legal status of the applicant entity |
| Project cost estimate & machinery quotations | Basis for the DPR and means-of-finance working |
| Land / lease documents | Supports the project location and cost estimate |
| Latest ITR & financial statements | Required for existing units seeking expansion finance |
| Bank statements (last 12 months) | Used to assess banking conduct and cash flow |
| KYC of promoters & guarantors | Mandatory for loan sanction as per RBI norms |
| Collateral / security documents | Where security is offered against the term loan |
| Statutory NOCs & clearances | Environmental, factory or local body clearances where applicable |
Our 6-Step Project Finance Process
Common Reasons Project Finance
Applications Get Rejected
Financial projections that don't hold up against industry benchmarks
Weak DSCR or unclear repayment capacity
Incomplete KYC or collateral documentation
Promoter contribution or means of finance not clearly demonstrated
A generic, unsigned report not certified by a practising CA
Outdated financial statements or mismatched figures across forms
Why Choose Sharda Associates
45,500+
20+
24–48 HR
₹2,999
CA-certified reports, not templated drafts
Direct experience with 20+ banks and NBFCs
Dedicated project finance team across sectors
Support till loan disbursement, not just report delivery
Frequently Asked Questions
What does a project finance consultant do?
A project finance consultant structures your project’s cost and funding requirement, prepares the DPR and CMA data, and presents the proposal in a format banks can appraise and sanction.
Which businesses need project finance consultancy?
MSMEs, manufacturers, startups, hotels, hospitals, infrastructure and renewable energy projects seeking term loans, working capital or subsidy-linked finance.
How long does it take to prepare a DPR and CMA data?
Standard turnaround is 24-48 hours once the project details and financials are shared; larger infrastructure proposals may take longer.
Do you help with loan syndication across multiple banks?
Yes, we coordinate with shortlisted banks and NBFCs to place your proposal and negotiate sanction terms.
What is a TEV study and when is it required?
A Techno-Economic Viability study assesses technical feasibility and economic viability; most banks require it for large-ticket term loans.
Can you help with subsidy and government scheme applications?
Yes, we advise on schemes like PMEGP, CGTMSE and state subsidy programmes that can be layered onto your project financing.
What documents do I need to share to start?
PAN, Udyam registration, project cost estimate and the bank’s application format are enough to begin; the rest can follow during drafting.
Do you provide post-sanction support?
Yes, we assist with documentation and follow-up through to disbursement, not just report delivery.
Which banks and NBFCs do you work with?
SBI, PNB, Bank of Baroda, Canara Bank, Union Bank, SIDBI, NABARD and several NBFCs, among others.