- Business & Corporate Finance
Business and Corporate Finance Services in India
From working capital and term loans to project finance and structured corporate funding, we help startups, MSMEs, and established businesses secure the right financing with professional financial documentation, expert guidance, and end-to-end support throughout the funding process
8
Core finance services
6-Step
Funding Process
9
Industries served
Definition
What Is Business and Corporate Finance?
Business and corporate finance refers to the funding solutions that help businesses manage working capital, purchase machinery, expand operations, finance new projects, or raise capital for long-term growth. These funding solutions may include bank loans, NBFC finance, debt syndication, equity funding, and structured finance, depending on the size, stage, and financial requirements of the business.
Business finance generally focuses on the funding needs of startups, MSMEs, and growing businesses, while corporate finance supports larger companies with more complex funding requirements, including project finance, structured debt, equity investment, mergers, acquisitions, and business expansion.
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Namira Ansari
9 months ago
CA Anugrah and his team are very polite, helpful, and excellent at their work.
W. Zing Shali
9 months ago
Sharda Associates made 4 DPR for me, with so much patience and dedication. They made so many changes according to my request but was very patient with me.
Thank you all for your services 🙏🏻
Thank you all for your services 🙏🏻
ANKIIT KUMMAR
11 months ago
He is skilled and efficient in his work.
Swadhin Jaroli
11 months ago
Best service provided by the firm
Pratik Chautel
11 months ago
Excellent Service.
Rohit Dora
1 year ago
Had to give two stars for the lack of commitment from the team.
Before paying for the service, I have enquired if there is any time restriction or restriction on number of changes and was told no. However Second report was erroneous and had to make corrections for the points missed.
Now the team wants me to pay additional amount for making changes related to Fiinancials.
Extremely disappointed
Before paying for the service, I have enquired if there is any time restriction or restriction on number of changes and was told no. However Second report was erroneous and had to make corrections for the points missed.
Now the team wants me to pay additional amount for making changes related to Fiinancials.
Extremely disappointed
Nikhil
2 years ago
I would like to thanks Sharda Associates for their timely and pocket friendly services!! When it comes to applying for any loan in bank or under any government scheme, project reports play very important role in its approval . I got my project report prepared by Sharda Associates...which they prepared very professionally on time and also did multiple corrections whenever it was asked by bank. I will suggest everyone to take services from Sharda Associates for the best project reports and quick loan approvals from the bank or government scheme.
Chethan S
2 years ago
I had an excellent experience with Sharda Associates. They provided a beautifully detailed project report that exceeded my expectations. Their professionalism and attention to detail were evident in every aspect of the report.
Growth
How Business and Corporate Finance Helps Companies
Grow
Machinery & Equipment
Finance the purchase of machinery, vehicles, and business equipment without putting pressure on your working capital.
Working Capital
Maintain healthy cash flow by financing inventory, supplier payments, salaries, and other day-to-day business expenses.
Acquisitions & Business Growth
Access structured finance or debt funding to support business acquisitions, mergers, strategic investments, and long-term expansion.
Project Finance
Fund large-scale industrial, infrastructure, manufacturing, or commercial projects with customized financing solutions.
Trade & Business Finance
Improve business operations through invoice financing, trade finance, and supply chain funding solutions.
Our Services
Our Business and Corporate Finance Services
Project Finance
Working Capital Finance
Cash credit, overdraft, and working capital facilities to support daily business operations.
Term Loans
Finance for machinery, equipment, infrastructure, business expansion, and long-term investments.
Corporate Loans
Customized funding solutions for established companies with medium to large financing requirements.
Debt Syndication
Arrange funding through multiple banks and financial institutions for high-value projects.
Financial Advisory
Cash credit, overdraft, and working capital facilities to support daily business operations.
CMA Reports
Bank-ready CMA data and financial analysis prepared for working capital and term loan applications.
Project Reports
CA-reviewed project reports with financial projections prepared for banks, NBFCs, and government schemes.
Eligibility
Who Can Apply for Business and Corporate Finance?
01
Startups
02
MSMEs
03
Private Limited Companies
04
LLPs
02
Manufacturing Businesses
03
Service Businesses
07
Traders
Business Finance
Types of Business Finance Available
1
2
Term Loan
Long-term funding for business expansion, machinery, equipment, or infrastructure.
3
Project Finance
Finance large business projects based on project cost, revenue potential, and financial viability.
4
Machinery & Equipment Finance
Funding for purchasing new machinery, equipment, vehicles, or production assets.
5
Business Expansion Finance
Support for opening new branches, increasing production capacity, or entering new markets.
6
Invoice Financing
Unlock working capital by borrowing against unpaid customer invoices.
7
Corporate Finance
Customized funding solutions for medium and large businesses with complex financing requirements.
Corporate Finance
Types of Corporate Finance Solutions
1
Equity Funding
Capital raised by issuing ownership stake rather than taking on debt.
2
Debt Funding
Loans or bonds repaid over time, with no ownership dilution.
3
Venture Capital
Equity investment typically aimed at high-growth early-stage companies.
4
Private Equity
Larger equity investment, often in more mature businesses.
5
Bridge Finance
Short-term funding to bridge the gap until longer-term finance is secured.
6
Structured Finance
Customised funding arrangements built around complex project needs.
Preparation
Documents Required for Business and Corporate Finance
Business Documents
- Certificate of incorporation / registration
- PAN of entity and promoters
- MOA-AOA / partnership deed
Financial Documents
- Bank statements (12 months)
- Audited financials / IT returns
- GST returns, where applicable
Project Documents
- Project report or business plan
- Cost quotations, where relevant
- Implementation timeline
Security Documents
- Collateral or asset details, if applicable
- Existing loan statements
- Guarantor documents, where required
Our Process
Step-by-Step Business Finance Process
01
Requirement Discussion
Understand purpose, amount, and timeline.
02
Document Collection
Business and financial paperwork gathered.
03
Financial Structuring
Right mix of debt or equity worked out.
05
Application & Negotiation
Terms discussed and finalised.
06
Sanction & Disbursement
Funds released after final approval.
Sharda Associates
Why Choose Sharda Associates for Business & Corporate Finance?
CA Reviewed Reports
Every CMA report is checked and certified by a practising Chartered Accountant before delivery.
Multi-Sector Expertise
Prepared in the exact 7-statement format banks and RBI guidelines expect — no generic templates.
Debt & Equity, Both
Standard reports delivered in 24–48 working hours, with faster turnaround available on request.
Bank & NBFC Network
Fully online — documents on WhatsApp, report by email, wherever your business is registered.
PAN India Service
Prepared in the exact 7-statement format banks and RBI guidelines expect — no generic templates.
Fast Turnaround
Standard reports delivered in 24–48 working hours, with faster turnaround available on request.
Industries We Serve
Project Reports for Different Industries
Manufacturing
Agriculture & Allied
Food Processing
Healthcare
Education
Hospitality
Logistics & Warehousing
IT & Software
Renewable Energy
Advisory Value
Benefits of Professional Corporate Finance Advisory
Faster Loan Processing
Well-prepared financial documents and project reports help reduce unnecessary queries during the loan appraisal process.
Better Financial Structuring
Choose the right funding option, loan amount, and repayment structure based on your business requirements.
Reduced Application Errors
Proper documentation and financial planning help avoid common mistakes that delay approvals.
Improved Funding Opportunities
Professional financial reports improve the quality of your application for banks, NBFCs, and government funding schemes.
Compliance-Ready Documentation
CA-reviewed project reports, CMA reports, and financial documents prepared according to lender requirements.
Long-Term Financial Support
Guidance for business expansion, additional funding requirements, refinancing, and future financial planning.
Common Pitfalls
Common Reasons Business Finance Applications Get Delayed or
Rejected
Incomplete Financial Documents
Missing or inconsistent financial records delay loan appraisal and approval.
Weak Project Report
A poorly prepared project report makes it difficult for lenders to assess business viability.
Unrealistic Financial Projections
Overstated sales or profit estimates reduce the credibility of the application.
Incorrect Funding Structure
Choosing the wrong loan product or financing option may affect approval and repayment planning.
Poor Cash Flow Planning
Without clear cash flow projections, lenders cannot properly evaluate repayment capacity.
Pending Statutory Compliance
Incomplete GST, Income Tax, or other regulatory filings can delay the financing process.
FAQs
Frequently Asked Questions
Business finance refers to the loans and credit facilities that fund a company's working capital, assets, and growth needs.
A project report is one of the most significant documents to submit when asking for a bank loan. It serves as a comprehensive business blueprint, outlining your business concept, investment strategy, estimated return, and repayment ability.
Banks do not approve loans based just on ideas. They require confirmation that the business is viable and financially sound. A well-prepared project report for bank loan enables banks to understand
- How much money is required
- How the business will generate income
- Whether the business can repay the loan on time
- What risks are involved in the business
A strong project report increases trust between the borrower and the bank. It also improves the chances of fast approval under schemes like MSME loans, Mudra loans, PMEGP, CMEGP, and startup loans.
In short, a project report is not just a document — it is the foundation of loan approval success.
In most circumstances, you cannot obtain an MSME or startup loan without submitting a project report. Banks and financial institutions want a full project study to determine whether your business is realistic.
However, the level of detail may differ depending on the lending program. For example:
- Small loans like Mudra may require a simple project plan
- Larger loans under MSME or PMEGP require a detailed project report (DPR)
- Startup loans require financial projections and business model explanation
Even if a bank accepts a basic application, the odds of approval are slim without a detailed project study.
That is why firms prefer professional consultant services such as Sharda Associates, who generate bank-ready reports to boost clearance chances.
Corporate finance consultancy includes a wide range of services that help businesses get funding and manage financial planning properly.
At Sharda Associates, corporate finance services include:
- Project report preparation for bank loans
- MSME loan consultancy and documentation support
- Startup funding guidance and financial planning
- Government subsidy scheme assistance (PMEGP, CMEGP, Mudra)
- Financial feasibility analysis
- Business expansion and investment planning
- Loan application and bank coordination support
These services are designed to help businesses get funding easily and avoid mistakes in documentation or financial planning.
The main goal is to make businesses financially strong and loan-ready.
The time required for business loan approval depends on several factors such as loan type, documentation quality, and bank process.
Generally:
- MSME or Mudra loans: 7 to 15 days
- Startup loans: 15 to 30 days
- Large project finance loans: 30 to 60 days
However, the biggest factor affecting approval speed is the quality of the project report and documentation.
If the project report is well-prepared, clear, and bank-compliant, the approval process becomes much faster. On the other hand, incomplete or weak documentation can cause delays or even rejection.
That is why professional project report preparation plays a very important role in speeding up loan approval
Sharda Associates serves as a financial advisor for firms, startups, and MSMEs seeking funding or loan support.
We assist clients by preparing bank-ready project reports, providing financial planning services, and guiding them through the loan application procedure.
Our role includes:
- Understanding business ideas and funding needs
- Preparing detailed financial project reports
- Ensuring documents meet bank requirements
- Helping clients choose the right loan scheme
- Supporting subsidy and government scheme applications
Banks usually reject business loan applications for common reasons such as:
- Weak or incomplete project report
- Poor financial planning or unrealistic projections
- Low credit score of applicant
- Missing or incorrect documents
- Lack of business feasibility or clarity
- The most prevalent cause is a badly produced project report.
Banks are hesitant to approve projects that do not clearly describe how the business will generate revenue and return the loan.
That is why a competent and well-organized project report is critical for loan approval success.
Yes, many government schemes in India offer subsidy benefits for MSME and startup loans.
Some popular schemes include:
- PMEGP (Prime Minister Employment Generation Programme)
- CMEGP (Central/State MSME schemes)
- Mudra Loan schemes
- State-level industrial subsidy programs
These schemes provide financial support such as capital subsidy, interest subsidy, or margin money assistance.