By Sharda Associates | CA Firm, Bhopal
You Need a project report, and you want to Know the CA fee before you call.
You know you need a project report. You know it has to be CA-certified. But before you call anyone, you want to know one thing first. How much will the CA charge
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What CA Fees for Project Report Look Like in India 2026
The CA fee for a project report in India varies significantly depending on who you approach and what they include in the fee. Here is an honest picture of the market.
| Provider | Fee Range | What Is Included | Risk |
| Local CA — small town | Rs.1,500 to Rs.5,000 | Basic report — may not cover all bank requirements | Medium |
| CA firm — mid-size city | Rs.3,000 to Rs.15,000 | Complete report — bank-ready | Low |
| CA firm — metro city | Rs.8,000 to Rs.50,000 | Comprehensive — all sections | Low |
| Large consulting firm | Rs.25,000 to Rs.1,00,000 | Very detailed | Very Low |
| Freelancer — non-CA | Rs.500 to Rs.2,500 | No CA certification | Very High |
| Software tool | Rs.399 to Rs.1,499 | Template only | Very High |
| Sharda Associates | Rs.2,999 onwards | CA-certified, complete, bank-ready | Very Low |
CA Fee for Project Report ?
Mudra Loan Project Report
Mudra loans are the most common small business loans in India and also the most straightforward in terms of documentation requirements. The CA fee for a Mudra project report is the lowest in the project report category.
Shishu category up to Rs.50,000 CA fee at Sharda Associates: Rs.2,999. Kishore category Rs.50,000 to Rs.5 lakh CA fee Rs.2,999. Tarun category Rs.5 lakh to Rs.10 lakh CA fee Rs.2,999. Tarun Plus category Rs.10 lakh to Rs.20 lakh CA fee Rs.2,999 to Rs.3,999.
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PMEGP Project Report
PMEGP Project Reports must be prepared in the exact format required by KVIC, KVIB, or DIC portals. A generic Project Report submitted to the PMEGP portal will be rejected automatically. PMEGP-specific preparation requires scheme knowledge — which is reflected in the CA fee.
Manufacturing sector up to Rs.50 lakh — CA fee at Sharda Associates Rs.2,999 to Rs.4,999. Service sector up to Rs.20 lakh — CA fee Rs.2,999 to Rs.3,999.
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CMEGP Project Report — Madhya Pradesh
CMEGP is the Madhya Pradesh government scheme — similar to PMEGP but with specific MP state government format requirements. Most national CA firms are not familiar with the CMEGP format. Our Bhopal-based team at Sharda Associates has specific hands-on experience with CMEGP documentation for all districts of MP.
CA fee at Sharda Associates for CMEGP Project Report — Rs.2,999 to Rs.4,999.
Standard MSME Term Loan Project Report
For standard bank term loans from SBI, PNB, Bank of Baroda, and other scheduled banks — the CA fee depends on the loan amount and business complexity.
Loans up to Rs.10 lakh — CA fee Rs.2,999. Loans Rs.10 lakh to Rs.25 lakh — CA fee Rs.2,999 to Rs.4,999. Loans Rs.25 lakh to Rs.1 crore — CA fee Rs.4,999 to Rs.12,000.
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Detailed Project Report — Large Loans
For loans above Rs.25 lakh a Detailed Project Report is required which goes significantly deeper than a standard Project Report with multi-scenario projections, complete technical analysis, in-depth market research, and sensitivity analysis.
CA fee at Sharda Associates for Detailed Project report Rs.4,999 to Rs.15,000 depending on business complexity and loan amount.
CGTMSE Project Report
CGTMSE collateral-free loans require a strong Project Report that can stand up to the bank’s full credit appraisal — since the government guarantee does not substitute for proper credit assessment. CA fee for CGTMSE Project Report at Sharda Associates — Rs.3,999 to Rs.8,000.
NABARD Project Report
NABARD loans for agriculture, dairy, food processing, and rural businesses have specific format requirements. CA fee for NABARD Project Report at Sharda Associates — Rs.4,999 to Rs.10,000.
CA Fee for Project Report — Business Type Wise
| Business Type | CA Fee at Sharda Associates | Reason |
| Tailoring, Beauty Parlour, Small Shop | Rs.2,999 | Simple operations, straightforward |
| Kirana Store, Medical Store | Rs.2,999 | Standard trading format |
| Restaurant, Bakery | Rs.2,999 to Rs.3,999 | Food business specifics |
| Flour Mill, Dal Mill, Oil Mill | Rs.2,999 to Rs.4,999 | MP specific — agro processing |
| Manufacturing Unit | Rs.4,999 to Rs.10,000 | Complex technical analysis |
| Food Processing Plant | Rs.4,999 to Rs.8,000 | FSSAI, NABARD specific |
| Cold Storage | Rs.5,999 to Rs.10,000 | Technical complexity |
| Hotel or Resort | Rs.5,999 to Rs.12,000 | Detailed projections needed |
| Hospital or Clinic | Rs.6,999 to Rs.15,000 | Regulatory complexity |
| Dairy Business | Rs.3,999 to Rs.7,000 | NABARD format specific |
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Sharda Associates — Complete Fee Schedule 2026
| Document | Fee | Delivery |
| Standard Project Report | Rs.2,999 | 2 to 3 working days |
| PMEGP Project Report | Rs.2,999 | 2 to 3 working days |
| CMEGP Project Report MP | Rs.2,999 | 2 to 3 working days |
| Mudra Project Report | Rs.2,999 | 2 to 3 working days |
| CGTMSE Project Report | Rs.3,999 | 3 to 5 working days |
| NABARD Project Report | Rs.4,999 | 3 to 5 working days |
| Detailed Project Report | Rs.4,999 | 5 to 7 working days |
| CMA Report | Rs.2,999 | 3 to 5 working days |
| Feasibility Report | Rs.2,999 | 5 to 7 working days |
| Project Report + CMA Report | Rs.4,999 | 3 to 5 working days |
| Project Report + Feasibility Report | Rs.4,999 | 5 to 7 working days |
| Complete Package — All 3 Documents | Rs.6,999 | 5 to 7 working days |
| Urgent Delivery 24 to 48 hours | Call for price | 24 to 48 hours |
All fees include unlimited free revisions. No hidden charges. No extra fee for GST, stamp, or certification.
Why CA Fee Matters Less Than CA Quality
Most entrepreneurs focus on finding the lowest CA fee for their Project Report. This is understandable — but it is the wrong priority.
The question you should be asking is not “which CA charges the least?” but “which CA has the experience to get my loan approved?”
Here is why quality matters more than fees.
A poorly prepared project report with an incorrect DSCR calculation, generic market analysis, or inconsistent financial statements will be rejected by your bank regardless of how low the CA fee was. When this happens, you lose the bank processing fee, the weeks of waiting time, and the business opportunity cost of the delay. You then have to pay another CA to prepare a correct report.
The total cost of rejected loan processing fees, delay, lost opportunity, and second CA fee is almost always significantly higher than the cost of getting a quality CA-certified report the first time.
At Sharda Associates, we have helped hundreds of clients who came to us after cheaper reports were rejected. In every case they told us they wish they had come to us first.
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How to Verify CA Credentials Before Paying
Before paying any CA firm for a project report, verify these things.
Ask for the CA’s ICAI membership number and verify it on the ICAI member search portal. Confirm that the CA has specific experience with your loan type, PMEGP, CMEGP, CGTMSE, Mudra, or standard MSME loan. Ask for examples of reports prepared for your specific industry. Confirm that unlimited free revisions are included in the fee. Confirm the exact delivery timeline in writing. Ask who specifically will prepare your report — a senior CA or a junior staff member.
At Sharda Associates our CA’s ICAI membership number is on every report we deliver. Our senior CA personally prepares and reviews every Project Report before delivery.
Documents Required — What You Need to Provide
- Aadhaar Card and PAN Card of all promoters
- Udyam Registration Certificate
- GST Registration Certificate
- Machinery quotations from authorised suppliers
- Land or premises documents
- Last 2 to 3 years ITR with computation sheet if available
- Last 6 months’ bank account statements
- Projected revenue and expense estimates
For new businesses without any financial history contact us first. Our CA team will guide you at no charge on exactly what you need to provide.
Conclusion
The CA fee for a project report in India in 2026 ranges from Rs.2,999 for standard MSME and government scheme reports to Rs.15,000 and above for complex large-loan applications. The right CA fee for your situation depends on your loan amount, business type, and specific bank or scheme requirements.
The most important thing to remember is that the CA fee is not the total cost of your loan application journey. A low fee for a poor-quality report that gets rejected ends up costing far more than a reasonable fee for a quality report that gets approved first time.
At Sharda Associates our CA fees start at Rs.2,999 — making professional CA-certified Project Report preparation accessible to every MSME entrepreneur in India.
Call or WhatsApp +91 89899 77769
Office HIG-B-59, Sector A, Vidya Nagar, Hoshangabad Road, Bhopal 462026
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Frequently Asked Questions
Q1: How much does a CA charge for a Project Report in India?
CA fees for project reports in India in 2026 range from Rs.1,500 for basic small-town CA reports to Rs.100,000 for large consulting firms. For MSME, PMEGP, Mudra, and standard bank loans a CA-certified project report in the Rs.2,999 to Rs.8,000 range is appropriate. At Sharda Associates, our fee starts at Rs.2,999 with unlimited free revisions.
Q2: What is the CA fee for a PMEGP project report?
The CA fee for a PMEGP-specific Project Report at Sharda Associates is Rs.2,999. This includes the complete report in exact KVIC/KVIB/DIC format, financial projections, DSCR calculation, CA certification, and unlimited free revisions.
Q3: Is a Rs.500 Project Report from a freelancer acceptable?
A Rs.500 Project Report from a non-CA freelancer is not CA-certified—which means it carries no professional accountability and is treated with significantly less confidence by bank credit officers. The risk of rejection is very high, and the total cost of rejection far exceeds the Rs.2,999 difference between a freelancer report and a CA-certified report.
Q4: What is the CA fee for a detailed project report?
The CA fee for a detailed project report at Sharda Associates starts at Rs.4,999. A DPR is required for loans above Rs.25 lakh and includes multi-scenario projections, complete technical analysis, and sensitivity analysis.
Q5: Is the CMA report included in the Project Report CA fee?
No. A CMA report is a separate document—mandatory for loans above Rs.10 lakh — starting at Rs.2,999 at Sharda Associates. Our combined Project Report plus CMA Report package starts at Rs.4,999.
Q6: Does the CA fee include revisions?
At Sharda Associates — yes. All revisions are completely free and unlimited until your bank is fully satisfied. Always confirm the revision policy before paying any CA firm as many charge separately for each revision.
Q7: What is the CA fee for a feasibility report?
The CA fee for a feasibility report at Sharda Associates starts at Rs.2,999. Combined with a project report, the package starts at Rs.4,999.
Q8 How can I get a Project Report at the lowest CA fee?
The lowest CA fee for a complete bank-ready Project Report at Sharda Associates is Rs.2,999—which includes CA certification, complete financial projections, DSCR calculation,