What Is NHB? Schemes, Eligibility, Benefits & Application Process

The National Housing Bank (NHB) plays an important role in strengthening housing finance in India, particularly affordable and low-cost housing. It supports banks, Housing Finance Companies and other...

Agriculture Infrastructure Fund (AIF): Eligibility, Benefits & Application Process

The Government of India’s Agriculture Infrastructure Fund (AIF) is a funding programme that assists qualified farmers, agri-entrepreneurs, FPOs, cooperatives, and other recipients in building...

NABARD Loan Schemes: Eligibility, Benefits & How to Apply

NABARD-linked loan schemes help farmers, rural entrepreneurs, agriculture-based businesses and eligible rural enterprises access institutional finance for agriculture and rural development activities...

What Is CGTMSE? Eligibility, Benefits & Loan Process

CGTMSE is a government-backed credit guarantee scheme that helps eligible Micro and Small Enterprises access business finance with reduced dependence on collateral security. It supports funding for...

Who Can Prepare a Project Report for a Bank Loan?

A project report can be written by anybody, in theory. Nothing prevents a business owner from typing their figures into a paper. However, whether the bank accepts it is solely dependent on who...

Why is a DPR Preferred for a Bank Loan?

You are already familiar with the procedure if you have ever sat across from a bank’s credit officer while holding a loan file. “Where’s your project report?” they ask at some...

How to Prepare a Project Report Easily for a New Business Loan

Starting a new business is exciting, but before any bank or NBFC hands you a loan, they will ask for one document above all else: a project report. At Sharda Associates, we make this process...

Who Is a Taxable Person Under GST? Complete Guide

If you own a business, provide a service, or sell items in India, one issue may arise sooner or later: am I a taxable person under GST? Sharda Associates offers CA-certified project reports starting...

What It Is, Why Banks Need It & How Sharda Associates Can Help

Your bank will very probably want CMA data if you are looking for a business loan, working capital limit, or cash credit facility. With CA-certified CMA data and project reports starting at just...