CMA Report Format: 7 Statements, Sample & Bank Requirements

A CMA Report Format presents a business’s financial information in a structured manner for bank credit assessment. It generally includes historical financial performance, projected figures...

Project Report Consultant in Bhopal — Why You Need a CA 2026

By Sharda Associates | CA Firm, Bhopal You Are in Bhopal and You Need a Project Report — Should You Get It From a CA or Someone Else You have a business idea or an existing business you want to...

CGTMSE Scheme — Loan Limit Increased to Rs.10 Crore Complete Guide 2026

By Sharda Associates | CA Firm, Bhopal The Government Just Increased the CGTMSE Loan Limit to Rs.10 Crore — Here Is What That Means for Your Business If you have been avoiding approaching a bank for a...

Financial Ratios for Business Loans — Complete Guide with Formulas 2026

By Sharda Associates | CA Firm, Bhopal You submitted your loan application. The bank came back with queries about your DSCR, your Current Ratio, your Debt to Equity Ratio, and your TOL to TNW. You...

ITR Filing Due Date AY 2026-27 — July 31 or October 31 Which Deadline Is Yours

By Sharda Associates | CA Firm, Bhopal The ITR Deadline Is Coming and You Are Not Sure Which Date Applies to You It is that time of year. Your accountant mentioned the ITR deadline. You saw something...

What is a Zero-Rated Supply in GST? Complete Guide 2026

By Sharda Associates | CA Firm, Bhopal You are an exporter. Or you supply goods to a special economic zone. Your customer does not pay GST on what you supply. But you are still paying GST on the raw...

Gramin Bhandaran Yojana 2026—Subsidy, Loan and Storage Complete Guide

By Sharda Associates | CA Firm, Bhopal You have harvested your crop. The mandi prices are low right now—every farmer is selling at the same time and buyers know it. You have two options. Sell...

Project Report for LED Manufacturing MSME Bank Loan — Complete Guide 2026

By Sharda Associates | CA Firm, Bhopal India’s LED lighting market is growing fast, and the numbers prove it. The India LED lighting market is valued at USD 12.54 billion in 2026 and is...

What is a Bankable Project Report in India – Complete Guide 2026

By Sharda Associates | CA Firm, Bhopal You prepared your Project Report. You submitted it to the bank with your loan application. The loan officer reviewed it and handed it back to you with a note ...