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What Is a Key Facts Statement (KFS) for a Business Loan and What Should You Check?

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Read more about the article What Is a Key Facts Statement (KFS) for a Business Loan and What Should You Check?
Key Facts Statement

A Key Facts Statement (KFS) is a standardised, RBI-mandated document that every bank and NBFC must give MSME…

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What Is a Business Loan Sanction Letter? 10 Things to Check Before Accepting It

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Read more about the article What Is a Business Loan Sanction Letter? 10 Things to Check Before Accepting It
Sanction Letter

A business loan sanction letter is the bank's formal confirmation that your loan application has been approved, stating…

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Can a New Business Get a Bank Loan Without Turnover? Complete Guide for Startups 

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Read more about the article Can a New Business Get a Bank Loan Without Turnover? Complete Guide for Startups 
Bank Loan Without Turnover

Most standard business loan products ask a version of the same question first: "What's your annual turnover?" For…

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How Bank Statements Affect Business Loan Approval

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Read more about the article How Bank Statements Affect Business Loan Approval
Business Loan Approval

A bank statement is treated less like a document and more like an audit trail. While your project…

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Can Factory Construction Start Before Pollution Clearance? CTE Rules and Risks Explained

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Read more about the article Can Factory Construction Start Before Pollution Clearance? CTE Rules and Risks Explained
Factory Construction

Starting factory construction before checking environmental and pollution-control approvals can create a much bigger problem than a delayed…

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CA vs Online Tax Filing Software: Which Is Better?

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Read more about the article CA vs Online Tax Filing Software: Which Is Better?
Tax Filing Software

Every Tax filing season, the same question comes up for salaried employees, freelancers and small business owners alike:…

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Government Subsidy Not Received After Loan Approval

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Read more about the article Government Subsidy Not Received After Loan Approval
Government Subsidy

If your loan got sanctioned weeks ago and the subsidy still hasn't turned up, you're probably assuming something…

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Why Do Banks Ask for the Last 6 Months’ Bank Statement Before Giving a Business Loan?

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Read more about the article Why Do Banks Ask for the Last 6 Months’ Bank Statement Before Giving a Business Loan?
Bank Statements

Almost every business loan application in India comes with the same standard request: the last 6 months of…

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How to Strengthen Your Business Credit Profile and Improve Approval Chances

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Read more about the article How to Strengthen Your Business Credit Profile and Improve Approval Chances
Business Credit Profile

A strong business credit profile isn't something you can put together the week before a loan application —…

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GST-Based Business Loan: Eligibility, Documents, Loan Amount & Application Process

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Read more about the article GST-Based Business Loan: Eligibility, Documents, Loan Amount & Application Process
GST-Based Business Loan

A GST-based business loan is built around one simple idea: if your business files GST returns regularly, that…

Continue ReadingGST-Based Business Loan: Eligibility, Documents, Loan Amount & Application Process
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Sharda Associates is a Bhopal-based CA firm specializing in project reports, CMA data, bank loan consulting, and government subsidy facilitation for MSMEs, startups, and established businesses across India. With 45,500+ CA-certified reports delivered, our reports are accepted by SBI, PNB, Bank of Baroda, and all scheduled banks

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  • HIG-B-59, Sector A, Hoshangabad Road, Vidya Nagar, Bhopal — 462026 Madhya Pradesh, India
  • +91 79870 21896 ,+91 89899 77769
  • [email protected]
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