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How to Calculate Business Valuation Before Taking a Loan or Investment?

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Read more about the article How to Calculate Business Valuation Before Taking a Loan or Investment?
Business Valuation

Before you approach a bank for a large loan or an investor for fresh capital, one question tends…

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Working Capital vs Term Loan: Which Loan Does Your Business Need?

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Read more about the article Working Capital vs Term Loan: Which Loan Does Your Business Need?
Working Capital vs Term Loan

One of the most expensive mistakes a business can make isn't choosing the wrong lender — it's choosing…

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Can I file a GST return without a CA?

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Read more about the article Can I file a GST return without a CA?
GST Return Without a CA

Yes — filing your GST return without a CA is completely legal, and the GST portal was specifically…

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When Do You Need a CA for Income Tax Filing?

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Read more about the article When Do You Need a CA for Income Tax Filing?
CA for Income Tax Filing

Filing your own income tax return has become genuinely easy for a large share of taxpayers — the…

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5 Top Reasons Why Bank Statement Analysis Is Crucial for Loan Assessment

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Read more about the article 5 Top Reasons Why Bank Statement Analysis Is Crucial for Loan Assessment
Loan Assessment

Of every document in a business loan application, your bank statement is arguably the one that's hardest to…

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Why Do Banks Conduct Site Visits Before Approving a Business Loan? What They Verify

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Read more about the article Why Do Banks Conduct Site Visits Before Approving a Business Loan? What They Verify
Site Visit

Somewhere between submitting your application and getting a sanction letter, many business owners get a call: "Someone from…

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Loan Sanctioned but Not Disbursed: Why Can a Bank Delay Business Loan Disbursement?

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Read more about the article Loan Sanctioned but Not Disbursed: Why Can a Bank Delay Business Loan Disbursement?
Loan Sanctioned

Loan Sanctioned and disbursement are two different stages of a business loan — sanction means the bank has…

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What Is a Credit Appraisal Memo (CAM), and How Do Banks Use It?

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Read more about the article What Is a Credit Appraisal Memo (CAM), and How Do Banks Use It?
Credit Appraisal Memo

You'll probably never see it, but there's an internal document that decides more about your loan outcome than…

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Business Loan Amount in India: How Much Can You Borrow?

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Read more about the article Business Loan Amount in India: How Much Can You Borrow?
Business Loan Amount

The honest answer is: that Business Loan Amount in India depends entirely on your business stage, turnover, and…

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Personal Loan Rejection Reasons and How to Avoid Them

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Read more about the article Personal Loan Rejection Reasons and How to Avoid Them
Personal Loan Rejection

A personal loan is rarely rejected for one random reason — lenders run a fairly standard set of…

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Sharda Associates is a Bhopal-based CA firm specializing in project reports, CMA data, bank loan consulting, and government subsidy facilitation for MSMEs, startups, and established businesses across India. With 45,500+ CA-certified reports delivered, our reports are accepted by SBI, PNB, Bank of Baroda, and all scheduled banks

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  • HIG-B-59, Sector A, Hoshangabad Road, Vidya Nagar, Bhopal — 462026 Madhya Pradesh, India
  • +91 79870 21896 ,+91 89899 77769
  • [email protected]
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