Can CMA do bank audits in India?

Sharda Associates CA Firm, Bhopal, Madhya Pradesh, India Before the Income Tax Amendment Bill, the answer was simple. “After it there is a real confusion in the market. There are a lot of claims...

Why Mudra Loan Gets Rejected — 7 Reasons and How to Fix Each One 2026

By Sharda Associates | CA Firm, Bhopal Raju runs a small tailoring business in Indore. He has been sewing clothes for his neighborhood for three years. He has regular customers. He earns consistently...

GST e-Invoice Update — Current Threshold and Compliance Rules

The GST e-invoice system has changed significantly since it was first introduced, and staying updated matters because the threshold determines whether your business is legally required to comply at...

CMA Report Format: 7 Statements, Sample & Bank Requirements

A CMA Report Format presents a business’s financial information in a structured manner for bank credit assessment. It generally includes historical financial performance, projected figures...

Project Report Consultant in Bhopal — Why You Need a CA 2026

By Sharda Associates | CA Firm, Bhopal You Are in Bhopal and You Need a Project Report — Should You Get It From a CA or Someone Else You have a business idea or an existing business you want to...

CGTMSE Scheme — Loan Limit Increased to Rs.10 Crore Complete Guide 2026

By Sharda Associates | CA Firm, Bhopal The Government Just Increased the CGTMSE Loan Limit to Rs.10 Crore — Here Is What That Means for Your Business If you have been avoiding approaching a bank for a...

Financial Ratios for Business Loans — Complete Guide with Formulas 2026

By Sharda Associates | CA Firm, Bhopal You submitted your loan application. The bank came back with queries about your DSCR, your Current Ratio, your Debt to Equity Ratio, and your TOL to TNW. You...

ITR Filing Due Date AY 2026-27 — July 31 or October 31 Which Deadline Is Yours

By Sharda Associates | CA Firm, Bhopal The ITR Deadline Is Coming and You Are Not Sure Which Date Applies to You It is that time of year. Your accountant mentioned the ITR deadline. You saw something...

What is a Zero-Rated Supply in GST? Complete Guide 2026

By Sharda Associates | CA Firm, Bhopal You are an exporter. Or you supply goods to a special economic zone. Your customer does not pay GST on what you supply. But you are still paying GST on the raw...